I honestly think I need one of these. How do you think it would look kicking ass on an off road ride wearing one of these? Mud puddles would be no problem. Super cool dress guards can be ordered in a plethora of colors. If I had a granny bike like that, I would be all over these. 

I ran across this image with the work credited to Rosemarry Haddon of "Prick Your Finger". A giant crochet hedgehog complete with prickles. Isn't it great?